Efficiency Ratio Over Time
Efficiency Ratio The Tupper Lake National Bank All Insured Commercial Banks in New York
03-31-2007 74.866 71.659
12-31-2006 81.063 72.454
09-30-2006 77.083 69.831
06-30-2006 75.064 70.423
03-31-2006 66.17 74.075
12-31-2005 71.607 68.173
09-30-2005 69.477 65.988
06-30-2005 68.16 66.561
03-31-2005 70.01 66.443
12-31-2004 71.44 66.688
09-30-2004 70.295 66.369
06-30-2004 64.429 67.073
03-31-2004 64.239 67.469
12-31-2003 71.242 66.544
09-30-2003 70.286 66.043
06-30-2003 64.96 65.608
03-31-2003 70.742 66.329
12-31-2002 69.822 68.29