Total Capital Ratio Over Time
Total Capital Ratio The Tupper Lake National Bank All Insured Commercial Banks in New York
03-31-2007 13.82 23.77
12-31-2006 13.82 21.616
09-30-2006 14.53 22.331
06-30-2006 14.89 22.324
03-31-2006 15.4 21.531
12-31-2005 15.66 21.597
09-30-2005 15.51 20.017
06-30-2005 15.64 20.258
03-31-2005 15.07 20.084
12-31-2004 15.09 20.937
09-30-2004 15.68 20.529
06-30-2004 16.66 19.37
03-31-2004 17.28 18.631
12-31-2003 17.46 18.615
09-30-2003 18.77 18.615
06-30-2003 19.96 18.937
03-31-2003 20.09 18.89
12-31-2002 19.91 19.507