The Troy Savings Bank
Troy, NY — Domestic Branch of a Domestic Bank
Acquired Jan 2004
Tier 1 Capital Ratio Over Time
| Tier 1 Capital Ratio | The Troy Savings Bank | All Insured Savings Banks in New York |
| 12-31-2003 | 14.11 | 16.192 |
| 09-30-2003 | 13.28 | 16.31 |
| 06-30-2003 | 12.98 | 16.113 |
| 03-31-2003 | 12.94 | 16.05 |
| 12-31-2002 | 12.82 | 16.03 |