Efficiency Ratio Over Time
Efficiency Ratio The Shelby State Bank All Insured Commercial Banks in Michigan
12-31-2016 80.38 71.925
09-30-2016 80.268 72.284
06-30-2016 79.214 72.703
03-31-2016 77.344 74.111
12-31-2015 79.441 73.902
09-30-2015 80.549 72.796
06-30-2015 82.804 73.108
03-31-2015 82.279 74.364
12-31-2014 80.376 75.309
09-30-2014 79.859 75.334
06-30-2014 79.831 75.605
03-31-2014 78.888 76.846
12-31-2013 76.92 74.841
09-30-2013 75.656 73.806
06-30-2013 75.453 73.811
03-31-2013 75.961 73.988
12-31-2012 72.62 71.723
09-30-2012 72.648 71.614
06-30-2012 73.071 71.839
03-31-2012 70.006 72.697
12-31-2011 69.994 73.486
09-30-2011 71.753 73.637
06-30-2011 73.225 74.221
03-31-2011 72.175 75.166
12-31-2010 72.779 74.379
09-30-2010 74.192 74.86
06-30-2010 73.919 75.739
03-31-2010 73.135 76.883
12-31-2009 73.909 82.058
09-30-2009 75.468 81.121
06-30-2009 76.5 82.109
03-31-2009 78.399 80.184
12-31-2008 75.819 80.181
09-30-2008 76.044 75.465
06-30-2008 74.472 75.619
03-31-2008 74.684 76.097
12-31-2007 71.213 72.221
09-30-2007 70.039 70.635
06-30-2007 70.917 69.92
03-31-2007 70.905 70.315
12-31-2006 70.18 66.877
09-30-2006 71.234 65.716
06-30-2006 71.689 66.171
03-31-2006 70.548 66.982
12-31-2005 78.578 64.078
09-30-2005 77.325 64.016
06-30-2005 76.73 63.808
03-31-2005 73.885 64.541
12-31-2004 70.1 64.329
09-30-2004 68.3 64.747
06-30-2004 67.983 65.538
03-31-2004 65.943 66.274
12-31-2003 64.516 63.66
09-30-2003 63.619 62.955
06-30-2003 61.898 63.034
03-31-2003 61.594 63.233
12-31-2002 62.198 62.526