The Scottdale Bank & Trust Company
Scottdale, PA — Non-member Bank
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Net Interest Margin Over Time
| Net Interest Margin | The Scottdale Bank & Trust Company | All Insured Commercial Banks in Pennsylvania |
| 12-31-2016 | 2.647 | 3.473 |
| 09-30-2016 | 2.562 | 3.479 |
| 06-30-2016 | 2.813 | 3.497 |
| 03-31-2016 | 2.804 | 3.502 |
| 12-31-2015 | 2.609 | 3.514 |
| 09-30-2015 | 2.605 | 3.523 |
| 06-30-2015 | 2.799 | 3.523 |
| 03-31-2015 | 2.909 | 3.525 |
| 12-31-2014 | 2.936 | 3.569 |
| 09-30-2014 | 3.033 | 3.578 |
| 06-30-2014 | 3.12 | 3.578 |
| 03-31-2014 | 3.092 | 3.551 |
| 12-31-2013 | 3.226 | 3.561 |
| 09-30-2013 | 3.248 | 3.588 |
| 06-30-2013 | 3.305 | 3.584 |
| 03-31-2013 | 3.419 | 3.582 |
| 12-31-2012 | 3.39 | 3.689 |
| 09-30-2012 | 3.473 | 3.714 |
| 06-30-2012 | 3.518 | 3.711 |
| 03-31-2012 | 3.628 | 3.73 |
| 12-31-2011 | 3.706 | 3.775 |
| 09-30-2011 | 3.687 | 3.782 |
| 06-30-2011 | 3.677 | 3.768 |
| 03-31-2011 | 3.807 | 3.773 |
| 12-31-2010 | 3.5 | 3.708 |
| 09-30-2010 | 3.763 | 3.68 |
| 06-30-2010 | 3.813 | 3.665 |
| 03-31-2010 | 3.854 | 3.624 |
| 12-31-2009 | 3.929 | 3.489 |
| 09-30-2009 | 4.02 | 3.457 |
| 06-30-2009 | 4.024 | 3.43 |
| 03-31-2009 | 3.961 | 3.437 |
| 12-31-2008 | 3.662 | 3.569 |
| 09-30-2008 | 3.755 | 3.566 |
| 06-30-2008 | 3.821 | 3.546 |
| 03-31-2008 | 3.906 | 3.52 |
| 12-31-2007 | 3.836 | 3.545 |
| 09-30-2007 | 3.733 | 3.53 |
| 06-30-2007 | 3.638 | 3.517 |
| 03-31-2007 | 3.579 | 3.49 |
| 12-31-2006 | 3.568 | 3.61 |
| 09-30-2006 | 3.541 | 3.639 |
| 06-30-2006 | 3.507 | 3.634 |
| 03-31-2006 | 3.64 | 3.634 |
| 12-31-2005 | 3.151 | 3.707 |
| 09-30-2005 | 3.155 | 3.706 |
| 06-30-2005 | 3.215 | 3.702 |
| 03-31-2005 | 3.313 | 3.7 |
| 12-31-2004 | 3.222 | 3.678 |
| 09-30-2004 | 3.24 | 3.669 |
| 06-30-2004 | 3.304 | 3.695 |
| 03-31-2004 | 3.393 | 3.726 |
| 12-31-2003 | 3.681 | 3.764 |
| 09-30-2003 | 3.687 | 3.773 |
| 06-30-2003 | 3.857 | 3.824 |
| 03-31-2003 | 3.976 | 3.846 |
| 12-31-2002 | 3.947 | 3.993 |