The Peoples Bank
Gambier, OH — Non-member Bank
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Net Interest Margin Over Time
| Net Interest Margin | The Peoples Bank | All Insured Commercial Banks in Ohio |
| 09-30-2016 | 3.46 | 3.675 |
| 06-30-2016 | 3.459 | 3.672 |
| 03-31-2016 | 3.66 | 3.663 |
| 12-31-2015 | 3.717 | 3.679 |
| 09-30-2015 | 3.735 | 3.656 |
| 06-30-2015 | 3.724 | 3.633 |
| 03-31-2015 | 3.826 | 3.611 |
| 12-31-2014 | 3.858 | 3.704 |
| 09-30-2014 | 3.855 | 3.686 |
| 06-30-2014 | 3.823 | 3.65 |
| 03-31-2014 | 4.012 | 3.631 |
| 12-31-2013 | 3.711 | 3.683 |
| 09-30-2013 | 3.658 | 3.681 |
| 06-30-2013 | 3.623 | 3.671 |
| 03-31-2013 | 3.447 | 3.66 |
| 12-31-2012 | 3.736 | 3.819 |
| 09-30-2012 | 3.723 | 3.823 |
| 06-30-2012 | 3.83 | 3.82 |
| 03-31-2012 | 3.914 | 3.843 |
| 12-31-2011 | 3.76 | 3.948 |
| 09-30-2011 | 3.692 | 3.954 |
| 06-30-2011 | 3.728 | 3.945 |
| 03-31-2011 | 3.781 | 3.931 |
| 12-31-2010 | 3.868 | 3.954 |
| 09-30-2010 | 3.883 | 3.96 |
| 06-30-2010 | 3.862 | 3.938 |
| 03-31-2010 | 3.875 | 3.934 |
| 12-31-2009 | 3.73 | 3.862 |
| 09-30-2009 | 3.832 | 3.825 |
| 06-30-2009 | 3.923 | 3.788 |
| 03-31-2009 | 4.297 | 3.791 |
| 12-31-2008 | 4.108 | 3.834 |
| 09-30-2008 | 4.03 | 3.817 |
| 06-30-2008 | 3.99 | 3.78 |
| 03-31-2008 | 3.899 | 3.785 |
| 12-31-2007 | 4.233 | 3.882 |
| 09-30-2007 | 4.199 | 3.9 |
| 06-30-2007 | 4.213 | 3.89 |
| 03-31-2007 | 4.19 | 3.867 |
| 12-31-2006 | 4.117 | 4.031 |
| 09-30-2006 | 4.088 | 4.042 |
| 06-30-2006 | 4.024 | 4.058 |
| 03-31-2006 | 3.983 | 4.044 |
| 12-31-2005 | 4.011 | 4.087 |
| 09-30-2005 | 4.15 | 4.072 |
| 06-30-2005 | 4.033 | 4.058 |
| 03-31-2005 | 3.983 | 4.037 |
| 12-31-2004 | 4.236 | 4.07 |
| 09-30-2004 | 4.292 | 4.079 |
| 06-30-2004 | 4.273 | 4.077 |
| 03-31-2004 | 4.291 | 4.094 |
| 12-31-2003 | 3.937 | 4.104 |
| 09-30-2003 | 3.898 | 4.112 |
| 06-30-2003 | 3.796 | 4.145 |
| 03-31-2003 | 3.704 | 4.157 |
| 12-31-2002 | 3.488 | 4.234 |