The National Bank Of Georgia
Athens, GA — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | The National Bank Of Georgia | All Insured Commercial Banks in Georgia |
| 09-30-2016 | 3.696 | 4.028 |
| 06-30-2016 | 3.704 | 4.008 |
| 03-31-2016 | 3.796 | 4.018 |
| 12-31-2015 | 3.861 | 4.023 |
| 09-30-2015 | 3.871 | 3.993 |
| 06-30-2015 | 3.861 | 3.947 |
| 03-31-2015 | 3.841 | 3.907 |
| 12-31-2014 | 3.935 | 3.965 |
| 09-30-2014 | 3.931 | 3.953 |
| 06-30-2014 | 3.885 | 3.912 |
| 03-31-2014 | 3.965 | 3.851 |
| 12-31-2013 | 4.112 | 3.871 |
| 09-30-2013 | 4.104 | 3.845 |
| 06-30-2013 | 4.103 | 3.809 |
| 03-31-2013 | 4.162 | 3.753 |
| 12-31-2012 | 4.288 | 3.876 |
| 09-30-2012 | 4.311 | 3.863 |
| 06-30-2012 | 4.322 | 3.832 |
| 03-31-2012 | 4.426 | 3.802 |
| 12-31-2011 | 3.784 | 3.778 |
| 09-30-2011 | 3.906 | 3.736 |
| 06-30-2011 | 3.943 | 3.654 |
| 03-31-2011 | 3.952 | 3.548 |
| 12-31-2010 | 3.567 | 3.49 |
| 09-30-2010 | 3.584 | 3.452 |
| 06-30-2010 | 3.619 | 3.398 |
| 03-31-2010 | 3.691 | 3.366 |
| 12-31-2009 | 3.509 | 3.225 |
| 09-30-2009 | 3.526 | 3.188 |
| 06-30-2009 | 3.446 | 3.141 |
| 03-31-2009 | 3.649 | 3.091 |
| 12-31-2008 | 4.02 | 3.451 |
| 09-30-2008 | 4.13 | 3.539 |
| 06-30-2008 | 4.265 | 3.593 |
| 03-31-2008 | 4.427 | 3.695 |
| 12-31-2007 | 4.458 | 4.299 |
| 09-30-2007 | 4.478 | 4.362 |
| 06-30-2007 | 4.503 | 4.402 |
| 03-31-2007 | 4.546 | 4.392 |
| 12-31-2006 | 4.581 | 4.682 |
| 09-30-2006 | 4.565 | 4.707 |
| 06-30-2006 | 4.525 | 4.695 |
| 03-31-2006 | 4.549 | 4.589 |
| 12-31-2005 | 4.183 | 4.561 |
| 09-30-2005 | 4.11 | 4.517 |
| 06-30-2005 | 4.043 | 4.464 |
| 03-31-2005 | 4.006 | 4.388 |
| 12-31-2004 | 3.831 | 4.386 |
| 09-30-2004 | 3.852 | 4.37 |
| 06-30-2004 | 3.915 | 4.329 |
| 03-31-2004 | 3.846 | 4.334 |
| 12-31-2003 | 3.487 | 4.329 |
| 09-30-2003 | 3.481 | 4.316 |
| 06-30-2003 | 3.445 | 4.278 |
| 03-31-2003 | 3.426 | 4.252 |
| 12-31-2002 | 3.952 | 4.478 |