Efficiency Ratio Over Time
Efficiency Ratio The Merchants & Citizens Bank All Insured Commercial Banks in Georgia
09-30-2016 65.325 71.784
06-30-2016 62.861 71.801
03-31-2016 65.864 72.381
12-31-2015 75.606 74.736
09-30-2015 66.936 74.146
06-30-2015 66.906 74.924
03-31-2015 71.515 75.066
12-31-2014 63.628 76.672
09-30-2014 57.697 76.559
06-30-2014 56.301 76.671
03-31-2014 59.996 77.567
12-31-2013 73.055 78.98
09-30-2013 71.517 77.731
06-30-2013 72.411 77.662
03-31-2013 71.948 78.695
12-31-2012 65.107 81.634
09-30-2012 61.326 80.308
06-30-2012 62.094 79.256
03-31-2012 57.061 77.503
12-31-2011 61.331 86.295
09-30-2011 59.345 84.186
06-30-2011 59.489 84.663
03-31-2011 62.574 85.152
12-31-2010 73.602 93.824
09-30-2010 62.334 90.833
06-30-2010 63.264 90.425
03-31-2010 63.596 88.401
12-31-2009 64.497 105.063
09-30-2009 64.709 102.285
06-30-2009 68.071 106.774
03-31-2009 64.952 99.343
12-31-2008 72.482 92.806
09-30-2008 74.886 84.879
06-30-2008 75.529 82.103
03-31-2008 75.844 76.842
12-31-2007 74.469 66.184
09-30-2007 75.023 63.793
06-30-2007 74.282 63.216
03-31-2007 78.087 63.468
12-31-2006 63.078 63.007
09-30-2006 61.777 61.317
06-30-2006 58.979 61.045
03-31-2006 59.727 60.367
12-31-2005 53.806 62.186
09-30-2005 54.069 61.255
06-30-2005 50.474 61.571
03-31-2005 53.884 62.33
12-31-2004 58.457 64.32
09-30-2004 53.248 64.404
06-30-2004 52.534 64.229
03-31-2004 56.294 64.639
12-31-2003 61.102 65.562
09-30-2003 54.235 64.676
06-30-2003 52.044 64.537
03-31-2003 56.988 65.157
12-31-2002 59.526 64.609