Efficiency Ratio Over Time
Efficiency Ratio The Luzerne Bank All Insured Commercial Banks in Pennsylvania
12-31-2016 68.832 69.514
09-30-2016 69.361 69.712
06-30-2016 71.08 69.872
03-31-2016 74.317 70.619
12-31-2015 67.322 70.547
09-30-2015 66.644 70.818
06-30-2015 64.896 70.623
03-31-2015 62.674 70.976
12-31-2014 64.35 69.815
09-30-2014 67.719 70.001
06-30-2014 68.994 69.789
03-31-2014 67.279 70.622
12-31-2013 74.417 71.12
09-30-2013 78.728 70.413
06-30-2013 58.394 70.114
03-31-2013 72.732 70.64
12-31-2012 65.126 69.104
09-30-2012 66.076 68.379
06-30-2012 67.25 68.685
03-31-2012 68.79 68.587
12-31-2011 67.636 69.469
09-30-2011 67.805 68.702
06-30-2011 68.176 69.41
03-31-2011 68.735 69.792
12-31-2010 63.649 70.811
09-30-2010 64.405 70.978
06-30-2010 65.482 71.849
03-31-2010 65.94 72.86
12-31-2009 68.603 77.535
09-30-2009 70.424 76.738
06-30-2009 72.468 78.112
03-31-2009 72.258 76.859
12-31-2008 69.512 74.624
09-30-2008 69.922 73.365
06-30-2008 70.663 73.786
03-31-2008 70.34 75.604
12-31-2007 71 74.842
09-30-2007 71.367 71.87
06-30-2007 70.844 72.601
03-31-2007 69.546 73.073
12-31-2006 70.162 70.09
09-30-2006 72.108 68.901
06-30-2006 74.62 69.155
03-31-2006 81.817 68.841
12-31-2005 69.74 67.883
09-30-2005 70.669 66.821
06-30-2005 70.413 66.613
03-31-2005 66.622 66.251
12-31-2004 72.894 66.128
09-30-2004 74.194 66.722
06-30-2004 74.057 65.473
03-31-2004 73.655 65.291
12-31-2003 73.914 64.445
09-30-2003 74.752 63.915
06-30-2003 71.736 63.137
03-31-2003 71.227 63.284
12-31-2002 66.165 63.037