The Luzerne Bank
Luzerne, PA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | The Luzerne Bank | All Insured Commercial Banks in Pennsylvania |
| 12-31-2016 | 3.456 | 3.473 |
| 09-30-2016 | 3.489 | 3.479 |
| 06-30-2016 | 3.494 | 3.497 |
| 03-31-2016 | 3.509 | 3.502 |
| 12-31-2015 | 3.637 | 3.514 |
| 09-30-2015 | 3.733 | 3.523 |
| 06-30-2015 | 3.772 | 3.523 |
| 03-31-2015 | 3.823 | 3.525 |
| 12-31-2014 | 3.765 | 3.569 |
| 09-30-2014 | 3.736 | 3.578 |
| 06-30-2014 | 3.63 | 3.578 |
| 03-31-2014 | 3.602 | 3.551 |
| 12-31-2013 | 3.998 | 3.561 |
| 09-30-2013 | 4.13 | 3.588 |
| 06-30-2013 | 4.484 | 3.584 |
| 03-31-2013 | 3.84 | 3.582 |
| 12-31-2012 | 3.97 | 3.689 |
| 09-30-2012 | 4.013 | 3.714 |
| 06-30-2012 | 3.992 | 3.711 |
| 03-31-2012 | 3.919 | 3.73 |
| 12-31-2011 | 4.102 | 3.775 |
| 09-30-2011 | 4.129 | 3.782 |
| 06-30-2011 | 4.137 | 3.768 |
| 03-31-2011 | 4.072 | 3.773 |
| 12-31-2010 | 4.191 | 3.708 |
| 09-30-2010 | 4.144 | 3.68 |
| 06-30-2010 | 4.073 | 3.665 |
| 03-31-2010 | 4.004 | 3.624 |
| 12-31-2009 | 3.963 | 3.489 |
| 09-30-2009 | 3.93 | 3.457 |
| 06-30-2009 | 3.922 | 3.43 |
| 03-31-2009 | 3.854 | 3.437 |
| 12-31-2008 | 4.019 | 3.569 |
| 09-30-2008 | 4.008 | 3.566 |
| 06-30-2008 | 4.024 | 3.546 |
| 03-31-2008 | 4.027 | 3.52 |
| 12-31-2007 | 4.038 | 3.545 |
| 09-30-2007 | 4.057 | 3.53 |
| 06-30-2007 | 4.05 | 3.517 |
| 03-31-2007 | 4.068 | 3.49 |
| 12-31-2006 | 4.189 | 3.61 |
| 09-30-2006 | 4.198 | 3.639 |
| 06-30-2006 | 4.187 | 3.634 |
| 03-31-2006 | 4.171 | 3.634 |
| 12-31-2005 | 4.149 | 3.707 |
| 09-30-2005 | 4.106 | 3.706 |
| 06-30-2005 | 4.072 | 3.702 |
| 03-31-2005 | 4.145 | 3.7 |
| 12-31-2004 | 3.992 | 3.678 |
| 09-30-2004 | 3.972 | 3.669 |
| 06-30-2004 | 3.971 | 3.695 |
| 03-31-2004 | 3.997 | 3.726 |
| 12-31-2003 | 4.541 | 3.764 |
| 09-30-2003 | 4.607 | 3.773 |
| 06-30-2003 | 4.586 | 3.824 |
| 03-31-2003 | 4.582 | 3.846 |
| 12-31-2002 | 4.712 | 3.993 |