Efficiency Ratio Over Time
Efficiency Ratio The Hoblitzell National Bank Of Hyndman All Insured Commercial Banks in Pennsylvania
12-31-2005 62.849 67.883
09-30-2005 60.044 66.821
06-30-2005 59.828 66.613
03-31-2005 62.107 66.251
12-31-2004 62.84 66.128
09-30-2004 61.305 66.722
06-30-2004 61.342 65.473
03-31-2004 61.422 65.291
12-31-2003 62.834 64.445
09-30-2003 60.123 63.915
06-30-2003 60.408 63.137
03-31-2003 59.254 63.284
12-31-2002 60.275 63.037