Efficiency Ratio Over Time
Efficiency Ratio The Herndon National Bank All Insured Commercial Banks in Pennsylvania
06-30-2011 82.864 69.41
03-31-2011 70.76 69.792
12-31-2010 73.287 70.811
09-30-2010 70.463 70.978
06-30-2010 78.913 71.849
03-31-2010 70.545 72.86
12-31-2009 79.47 77.535
09-30-2009 71.818 76.738
06-30-2009 67.979 78.112
03-31-2009 63.959 76.859
12-31-2008 65.785 74.624
09-30-2008 59.501 73.365
06-30-2008 60.24 73.786
03-31-2008 64.305 75.604
12-31-2007 65.039 74.842
09-30-2007 59.848 71.87
06-30-2007 56.747 72.601
03-31-2007 54.77 73.073
12-31-2006 66.658 70.09
09-30-2006 62.519 68.901
06-30-2006 64.649 69.155
03-31-2006 66.341 68.841
12-31-2005 64.884 67.883
09-30-2005 58.94 66.821
06-30-2005 60.57 66.613
03-31-2005 60.751 66.251
12-31-2004 71.648 66.128
09-30-2004 69.003 66.722
06-30-2004 71.11 65.473
03-31-2004 59.236 65.291
12-31-2003 60.592 64.445
09-30-2003 57.655 63.915
06-30-2003 60.062 63.137
03-31-2003 70.09 63.284
12-31-2002 52.453 63.037