The Herndon National Bank
Herndon, PA — National Bank
Acquired Aug 2011
Net Interest Margin Over Time
| Net Interest Margin | The Herndon National Bank | All Insured Commercial Banks in Pennsylvania |
| 06-30-2011 | 3.563 | 3.768 |
| 03-31-2011 | 3.845 | 3.773 |
| 12-31-2010 | 4.087 | 3.708 |
| 09-30-2010 | 4.307 | 3.68 |
| 06-30-2010 | 3.973 | 3.665 |
| 03-31-2010 | 3.902 | 3.624 |
| 12-31-2009 | 3.91 | 3.489 |
| 09-30-2009 | 3.917 | 3.457 |
| 06-30-2009 | 3.877 | 3.43 |
| 03-31-2009 | 4.211 | 3.437 |
| 12-31-2008 | 3.843 | 3.569 |
| 09-30-2008 | 3.97 | 3.566 |
| 06-30-2008 | 3.921 | 3.546 |
| 03-31-2008 | 3.905 | 3.52 |
| 12-31-2007 | 3.996 | 3.545 |
| 09-30-2007 | 3.969 | 3.53 |
| 06-30-2007 | 4.14 | 3.517 |
| 03-31-2007 | 4.177 | 3.49 |
| 12-31-2006 | 3.788 | 3.61 |
| 09-30-2006 | 3.786 | 3.639 |
| 06-30-2006 | 3.677 | 3.634 |
| 03-31-2006 | 3.737 | 3.634 |
| 12-31-2005 | 3.588 | 3.707 |
| 09-30-2005 | 3.777 | 3.706 |
| 06-30-2005 | 3.725 | 3.702 |
| 03-31-2005 | 3.752 | 3.7 |
| 12-31-2004 | 3.352 | 3.678 |
| 09-30-2004 | 3.426 | 3.669 |
| 06-30-2004 | 3.221 | 3.695 |
| 03-31-2004 | 3.522 | 3.726 |
| 12-31-2003 | 3.639 | 3.764 |
| 09-30-2003 | 3.679 | 3.773 |
| 06-30-2003 | 3.732 | 3.824 |
| 03-31-2003 | 3.913 | 3.846 |
| 12-31-2002 | 4.012 | 3.993 |