The Harvard State Bank
Harvard, IL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | The Harvard State Bank | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 3.855 | 3.499 |
| 09-30-2016 | 3.889 | 3.502 |
| 06-30-2016 | 3.959 | 3.495 |
| 03-31-2016 | 4.12 | 3.487 |
| 12-31-2015 | 3.83 | 3.487 |
| 09-30-2015 | 3.849 | 3.478 |
| 06-30-2015 | 3.907 | 3.453 |
| 03-31-2015 | 3.915 | 3.418 |
| 12-31-2014 | 3.94 | 3.485 |
| 09-30-2014 | 3.997 | 3.46 |
| 06-30-2014 | 4.18 | 3.443 |
| 03-31-2014 | 4.272 | 3.416 |
| 12-31-2013 | 4.14 | 3.428 |
| 09-30-2013 | 3.991 | 3.4 |
| 06-30-2013 | 3.937 | 3.374 |
| 03-31-2013 | 3.982 | 3.361 |
| 12-31-2012 | 4.334 | 3.573 |
| 09-30-2012 | 4.343 | 3.585 |
| 06-30-2012 | 4.266 | 3.59 |
| 03-31-2012 | 4.191 | 3.604 |
| 12-31-2011 | 4.548 | 3.692 |
| 09-30-2011 | 4.604 | 3.686 |
| 06-30-2011 | 4.454 | 3.652 |
| 03-31-2011 | 4.334 | 3.614 |
| 12-31-2010 | 4.368 | 3.707 |
| 09-30-2010 | 4.359 | 3.712 |
| 06-30-2010 | 4.331 | 3.694 |
| 03-31-2010 | 4.521 | 3.664 |
| 12-31-2009 | 4.167 | 3.579 |
| 09-30-2009 | 4.163 | 3.56 |
| 06-30-2009 | 4.172 | 3.538 |
| 03-31-2009 | 4.091 | 3.54 |
| 12-31-2008 | 3.881 | 3.56 |
| 09-30-2008 | 3.852 | 3.558 |
| 06-30-2008 | 3.847 | 3.533 |
| 03-31-2008 | 3.698 | 3.519 |
| 12-31-2007 | 3.402 | 3.667 |
| 09-30-2007 | 3.363 | 3.677 |
| 06-30-2007 | 3.305 | 3.662 |
| 03-31-2007 | 3.356 | 3.626 |
| 12-31-2006 | 3.394 | 3.765 |
| 09-30-2006 | 3.463 | 3.793 |
| 06-30-2006 | 3.589 | 3.805 |
| 03-31-2006 | 3.678 | 3.781 |
| 12-31-2005 | 3.717 | 3.876 |
| 09-30-2005 | 3.791 | 3.884 |
| 06-30-2005 | 3.957 | 3.873 |
| 03-31-2005 | 4.022 | 3.831 |
| 12-31-2004 | 4.106 | 3.852 |
| 09-30-2004 | 4.077 | 3.831 |
| 06-30-2004 | 4.176 | 3.815 |
| 03-31-2004 | 4.273 | 3.814 |
| 12-31-2003 | 4.42 | 3.819 |
| 09-30-2003 | 4.474 | 3.828 |
| 06-30-2003 | 4.484 | 3.842 |
| 03-31-2003 | 4.503 | 3.863 |
| 12-31-2002 | 4.261 | 3.995 |