The First State Bank
Celina, TX — Domestic Branch of a Domestic Bank
Acquired Jan 2005
Estimated Tax Benefit from Tax-Exempt Loan Income Over Time
| Estimated Tax Benefit from Tax-Exempt Loan Income | The First State Bank | All Insured Commercial Banks in Texas |
| 09-30-2004 | 13,000 | 44,669 |
| 06-30-2004 | 8,000 | 29,896 |
| 03-31-2004 | 4,000 | 15,928 |
| 12-31-2003 | 15,000 | 55,256 |
| 09-30-2003 | 11,000 | 44,068 |
| 06-30-2003 | 7,000 | 30,179 |
| 03-31-2003 | 4,000 | 15,921 |
| 12-31-2002 | 13,000 | 53,817 |