The First State Bank
Celina, TX — Domestic Branch of a Domestic Bank
Acquired Jan 2005
Net Interest Margin Over Time
| Net Interest Margin | The First State Bank | All Insured Commercial Banks in Texas |
| 09-30-2004 | 4.939 | 4.344 |
| 06-30-2004 | 4.965 | 4.301 |
| 03-31-2004 | 4.922 | 4.304 |
| 12-31-2003 | 5.274 | 4.327 |
| 09-30-2003 | 5.292 | 4.323 |
| 06-30-2003 | 5.289 | 4.347 |
| 03-31-2003 | 5.234 | 4.348 |
| 12-31-2002 | 5.5 | 4.573 |