Efficiency Ratio Over Time
Efficiency Ratio The First National Bank All Insured Commercial Banks in Arkansas
12-31-2005 60.726 63.828
09-30-2005 59.176 62.356
06-30-2005 58.045 62.366
03-31-2005 57.09 62.442
12-31-2004 50.52 61.666
09-30-2004 48.549 59.948
06-30-2004 43.129 59.86
03-31-2004 42.582 60.283
12-31-2003 46.575 60.454
09-30-2003 45.566 59.579
06-30-2003 44.767 60.492
03-31-2003 46.322 60.574
12-31-2002 44.708 59.756