The First National Bank Of Lerna
Lerna, IL — Domestic Branch of a Domestic Bank
Acquired Jan 2005
Efficiency Ratio Over Time
| Efficiency Ratio | The First National Bank Of Lerna | All Insured Commercial Banks in Illinois |
| 12-31-2004 | 62.794 | 63.383 |
| 09-30-2004 | 59.683 | 62.952 |
| 06-30-2004 | 61.344 | 63.147 |
| 03-31-2004 | 66.18 | 63.481 |
| 12-31-2003 | 63.42 | 63.697 |
| 09-30-2003 | 62.354 | 62.506 |
| 06-30-2003 | 63.04 | 62.464 |
| 03-31-2003 | 64.594 | 62.651 |
| 12-31-2002 | 62.348 | 62.349 |