The First National Bank Of Groton
Groton, NY — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | The First National Bank Of Groton | All Insured Commercial Banks in New York |
| 12-31-2016 | 4.58 | 3.19 |
| 09-30-2016 | 4.579 | 3.191 |
| 06-30-2016 | 4.568 | 3.187 |
| 03-31-2016 | 4.629 | 3.145 |
| 12-31-2015 | 4.699 | 3.147 |
| 09-30-2015 | 4.697 | 3.142 |
| 06-30-2015 | 4.645 | 3.142 |
| 03-31-2015 | 4.641 | 3.146 |
| 12-31-2014 | 4.565 | 3.226 |
| 09-30-2014 | 4.502 | 3.232 |
| 06-30-2014 | 4.402 | 3.199 |
| 03-31-2014 | 4.302 | 3.193 |
| 12-31-2013 | 4.844 | 3.203 |
| 09-30-2013 | 4.851 | 3.196 |
| 06-30-2013 | 4.841 | 3.196 |
| 03-31-2013 | 4.895 | 3.205 |
| 12-31-2012 | 5.008 | 3.354 |
| 09-30-2012 | 5.005 | 3.382 |
| 06-30-2012 | 4.939 | 3.388 |
| 03-31-2012 | 5.022 | 3.424 |
| 12-31-2011 | 5.047 | 3.492 |
| 09-30-2011 | 4.985 | 3.5 |
| 06-30-2011 | 4.866 | 3.484 |
| 03-31-2011 | 4.859 | 3.491 |
| 12-31-2010 | 4.973 | 3.486 |
| 09-30-2010 | 5.009 | 3.516 |
| 06-30-2010 | 4.989 | 3.497 |
| 03-31-2010 | 4.989 | 3.479 |
| 12-31-2009 | 5.133 | 3.401 |
| 09-30-2009 | 5.137 | 3.415 |
| 06-30-2009 | 5.107 | 3.352 |
| 03-31-2009 | 5.144 | 3.338 |
| 12-31-2008 | 4.964 | 3.461 |
| 09-30-2008 | 4.902 | 3.49 |
| 06-30-2008 | 4.902 | 3.471 |
| 03-31-2008 | 4.986 | 3.494 |
| 12-31-2007 | 5.148 | 3.639 |
| 09-30-2007 | 5.158 | 3.66 |
| 06-30-2007 | 5.096 | 3.643 |
| 03-31-2007 | 5.123 | 3.663 |
| 12-31-2006 | 5.385 | 3.733 |
| 09-30-2006 | 5.419 | 3.735 |
| 06-30-2006 | 5.368 | 3.771 |
| 03-31-2006 | 5.424 | 3.78 |
| 12-31-2005 | 5.463 | 3.805 |
| 09-30-2005 | 5.426 | 3.809 |
| 06-30-2005 | 5.365 | 3.795 |
| 03-31-2005 | 5.317 | 3.787 |
| 12-31-2004 | 5.209 | 3.715 |
| 09-30-2004 | 5.189 | 3.657 |
| 06-30-2004 | 5.107 | 3.678 |
| 03-31-2004 | 5.175 | 3.659 |
| 12-31-2003 | 5.11 | 3.735 |
| 09-30-2003 | 5.091 | 3.752 |
| 06-30-2003 | 4.973 | 3.811 |
| 03-31-2003 | 5.109 | 3.835 |
| 12-31-2002 | 5.291 | 4.072 |