Efficiency Ratio Over Time
Efficiency Ratio The First National Bank Of Deer River All Insured Commercial Banks in Minnesota
09-30-2006 81.375 63.158
06-30-2006 88.579 63.582
03-31-2006 90.863 64.084
12-31-2005 91.525 63.714
09-30-2005 91.36 62.201
06-30-2005 94.404 62.651
03-31-2005 87.379 62.926
12-31-2004 87.165 63.335
09-30-2004 83.385 61.98
06-30-2004 86.079 62.61
03-31-2004 87.851 63.48
12-31-2003 102.36 63.289
09-30-2003 102.349 61.468
06-30-2003 103.275 61.298
03-31-2003 102 62.209
12-31-2002 89.273 61.807