Leverage Ratio Over Time
Leverage Ratio The First National Bank Of Deer River All Insured Commercial Banks in Minnesota
09-30-2006 16.35 10.16
06-30-2006 16.8 10.075
03-31-2006 16.37 10.005
12-31-2005 15.65 9.949
09-30-2005 14.85 9.903
06-30-2005 15.21 9.778
03-31-2005 14.56 9.669
12-31-2004 13.89 9.644
09-30-2004 14.09 9.737
06-30-2004 14.62 9.618
03-31-2004 14.38 9.538
12-31-2003 14.11 9.536
09-30-2003 13.21 9.584
06-30-2003 13.6 9.48
03-31-2003 13.25 9.426
12-31-2002 13.52 9.446