The First National Bank And Trust Company
Beloit, WI — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | The First National Bank And Trust Company | All Insured Commercial Banks in Wisconsin |
| 12-31-2016 | 3.619 | 3.727 |
| 09-30-2016 | 3.589 | 3.736 |
| 06-30-2016 | 3.529 | 3.73 |
| 03-31-2016 | 3.335 | 3.701 |
| 12-31-2015 | 3.681 | 3.76 |
| 09-30-2015 | 3.754 | 3.76 |
| 06-30-2015 | 3.783 | 3.746 |
| 03-31-2015 | 3.793 | 3.703 |
| 12-31-2014 | 3.869 | 3.787 |
| 09-30-2014 | 3.875 | 3.786 |
| 06-30-2014 | 3.856 | 3.77 |
| 03-31-2014 | 3.852 | 3.732 |
| 12-31-2013 | 3.876 | 3.812 |
| 09-30-2013 | 3.874 | 3.811 |
| 06-30-2013 | 3.859 | 3.784 |
| 03-31-2013 | 3.853 | 3.756 |
| 12-31-2012 | 3.877 | 3.955 |
| 09-30-2012 | 3.893 | 3.947 |
| 06-30-2012 | 3.87 | 3.943 |
| 03-31-2012 | 3.767 | 3.926 |
| 12-31-2011 | 3.546 | 3.996 |
| 09-30-2011 | 3.453 | 3.988 |
| 06-30-2011 | 3.365 | 3.954 |
| 03-31-2011 | 3.235 | 3.889 |
| 12-31-2010 | 3.259 | 3.929 |
| 09-30-2010 | 3.248 | 3.907 |
| 06-30-2010 | 3.25 | 3.877 |
| 03-31-2010 | 3.226 | 3.828 |
| 12-31-2009 | 3.451 | 3.75 |
| 09-30-2009 | 3.516 | 3.726 |
| 06-30-2009 | 3.554 | 3.713 |
| 03-31-2009 | 3.61 | 3.679 |
| 12-31-2008 | 3.602 | 3.751 |
| 09-30-2008 | 3.568 | 3.74 |
| 06-30-2008 | 3.522 | 3.716 |
| 03-31-2008 | 3.527 | 3.73 |
| 12-31-2007 | 3.377 | 3.803 |
| 09-30-2007 | 3.337 | 3.793 |
| 06-30-2007 | 3.288 | 3.791 |
| 03-31-2007 | 3.217 | 3.744 |
| 12-31-2006 | 3.335 | 3.921 |
| 09-30-2006 | 3.355 | 3.936 |
| 06-30-2006 | 3.381 | 3.933 |
| 03-31-2006 | 3.34 | 3.923 |
| 12-31-2005 | 3.548 | 4.112 |
| 09-30-2005 | 3.59 | 4.113 |
| 06-30-2005 | 3.63 | 4.125 |
| 03-31-2005 | 3.637 | 4.1 |
| 12-31-2004 | 3.772 | 4.144 |
| 09-30-2004 | 3.789 | 4.126 |
| 06-30-2004 | 3.758 | 4.103 |
| 03-31-2004 | 3.747 | 4.081 |
| 12-31-2003 | 4.021 | 4.175 |
| 09-30-2003 | 4.074 | 4.174 |
| 06-30-2003 | 4.332 | 4.177 |
| 03-31-2003 | 4.4 | 4.188 |
| 12-31-2002 | 4.368 | 4.351 |