Efficiency Ratio Over Time
Efficiency Ratio The Farwell State Savings Bank All Insured Commercial Banks in Michigan
09-30-2006 45.578 65.716
06-30-2006 46.553 66.171
03-31-2006 47.765 66.982
12-31-2005 42.035 64.078
09-30-2005 40.816 64.016
06-30-2005 40.648 63.808
03-31-2005 40.937 64.541
12-31-2004 39.332 64.329
09-30-2004 38.445 64.747
06-30-2004 38.38 65.538
03-31-2004 40.191 66.274
12-31-2003 35.235 63.66
09-30-2003 36.106 62.955
06-30-2003 36.135 63.034
03-31-2003 37.668 63.233
12-31-2002 36.443 62.526