Efficiency Ratio Over Time
Efficiency Ratio The Farmer's State Bank All Insured Commercial Banks in Kansas
12-31-2005 62.632 67.422
09-30-2005 61.871 65.584
06-30-2005 59.783 65.636
03-31-2005 58.696 65.912
12-31-2004 57.895 68.337
09-30-2004 55.245 66.709
06-30-2004 55.208 66.928
03-31-2004 54.902 68.091
12-31-2003 52.151 68.368
09-30-2003 51.471 66.157
06-30-2003 48.958 65.617
03-31-2003 46.154 66.237
12-31-2002 43.891 66.521