Efficiency Ratio Over Time
Efficiency Ratio The Ephrata National Bank All Insured Commercial Banks in Pennsylvania
12-31-2016 74.542 69.514
09-30-2016 75.279 69.712
06-30-2016 78.078 69.872
03-31-2016 75.756 70.619
12-31-2015 76.242 70.547
09-30-2015 75.794 70.818
06-30-2015 76.299 70.623
03-31-2015 76.92 70.976
12-31-2014 75.565 69.815
09-30-2014 74.85 70.001
06-30-2014 74.871 69.789
03-31-2014 75.267 70.622
12-31-2013 72.728 71.12
09-30-2013 72.203 70.413
06-30-2013 72.53 70.114
03-31-2013 72.234 70.64
12-31-2012 68.981 69.104
09-30-2012 68.128 68.379
06-30-2012 67.86 68.685
03-31-2012 67.453 68.587
12-31-2011 65.069 69.469
09-30-2011 64.394 68.702
06-30-2011 64.928 69.41
03-31-2011 65.12 69.792
12-31-2010 65.551 70.811
09-30-2010 65.719 70.978
06-30-2010 65.77 71.849
03-31-2010 65.963 72.86
12-31-2009 68.828 77.535
09-30-2009 71.34 76.738
06-30-2009 74.21 78.112
03-31-2009 76.459 76.859
12-31-2008 74.823 74.624
09-30-2008 68.695 73.365
06-30-2008 67.008 73.786
03-31-2008 66.171 75.604
12-31-2007 65.565 74.842
09-30-2007 65.465 71.87
06-30-2007 66.716 72.601
03-31-2007 66.486 73.073
12-31-2006 61.636 70.09
09-30-2006 60.549 68.901
06-30-2006 60.124 69.155
03-31-2006 57.587 68.841
12-31-2005 56.929 67.883
09-30-2005 57.708 66.821
06-30-2005 57.792 66.613
03-31-2005 57.169 66.251
12-31-2004 56.808 66.128
09-30-2004 56.528 66.722
06-30-2004 56.419 65.473
03-31-2004 56.045 65.291
12-31-2003 56.064 64.445
09-30-2003 56.116 63.915
06-30-2003 56.015 63.137
03-31-2003 56.355 63.284
12-31-2002 53.087 63.037