Efficiency Ratio Over Time
Efficiency Ratio The Emmet County State Bank All Insured Commercial Banks in Iowa
09-30-2012 77.655 59.27
06-30-2012 79.42 59.46
03-31-2012 79.264 59.522
12-31-2011 78.487 61.164
09-30-2011 80.306 60.207
06-30-2011 81.429 61.117
03-31-2011 82.012 61.955
12-31-2010 81.95 61.606
09-30-2010 78.765 60.344
06-30-2010 78.753 60.36
03-31-2010 77.31 61.058
12-31-2009 75.617 63.35
09-30-2009 72.92 62.568
06-30-2009 71.204 63.179
03-31-2009 69.228 61.322
12-31-2008 71.171 61.499
09-30-2008 70.973 60.136
06-30-2008 73.267 61.136
03-31-2008 63.593 61.724
12-31-2007 76.372 62.773
09-30-2007 78.999 61.738
06-30-2007 79.627 62.033
03-31-2007 82.918 63.023
12-31-2006 77.911 62.678
09-30-2006 75.147 61.508
06-30-2006 75.338 61.549
03-31-2006 77.25 62.083
12-31-2005 78.608 61.109
09-30-2005 76.102 59.958
06-30-2005 76.682 59.974
03-31-2005 78.447 60.352
12-31-2004 72.184 60.659
09-30-2004 71.987 59.313
06-30-2004 72.869 59.954
03-31-2004 72.304 60.454
12-31-2003 78.86 60.721
09-30-2003 77.082 59.436
06-30-2003 77.13 59.565
03-31-2003 78.902 60.143
12-31-2002 69.153 59.278