The Citizens Bank
Enterprise, AL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | The Citizens Bank | All Insured Commercial Banks in Alabama |
| 12-31-2016 | 3.496 | 3.872 |
| 09-30-2016 | 3.495 | 3.875 |
| 06-30-2016 | 3.492 | 3.868 |
| 03-31-2016 | 3.415 | 3.852 |
| 12-31-2015 | 3.299 | 3.863 |
| 09-30-2015 | 3.259 | 3.873 |
| 06-30-2015 | 3.254 | 3.848 |
| 03-31-2015 | 3.316 | 3.817 |
| 12-31-2014 | 3.293 | 3.919 |
| 09-30-2014 | 3.342 | 3.912 |
| 06-30-2014 | 3.378 | 3.91 |
| 03-31-2014 | 3.431 | 3.883 |
| 12-31-2013 | 3.028 | 3.919 |
| 09-30-2013 | 2.957 | 3.906 |
| 06-30-2013 | 2.883 | 3.873 |
| 03-31-2013 | 2.872 | 3.843 |
| 12-31-2012 | 3.268 | 3.995 |
| 09-30-2012 | 3.244 | 3.988 |
| 06-30-2012 | 3.222 | 3.984 |
| 03-31-2012 | 3.304 | 3.98 |
| 12-31-2011 | 3.492 | 4.034 |
| 09-30-2011 | 3.569 | 4.025 |
| 06-30-2011 | 3.575 | 3.999 |
| 03-31-2011 | 3.414 | 3.922 |
| 12-31-2010 | 3.064 | 3.908 |
| 09-30-2010 | 3.159 | 3.9 |
| 06-30-2010 | 3.151 | 3.897 |
| 03-31-2010 | 3.345 | 3.858 |
| 12-31-2009 | 3.567 | 3.722 |
| 09-30-2009 | 3.489 | 3.689 |
| 06-30-2009 | 3.511 | 3.628 |
| 03-31-2009 | 3.354 | 3.61 |
| 12-31-2008 | 3.95 | 3.764 |
| 09-30-2008 | 4.126 | 3.833 |
| 06-30-2008 | 4.453 | 3.838 |
| 03-31-2008 | 4.744 | 3.87 |
| 12-31-2007 | 5.126 | 4.13 |
| 09-30-2007 | 5.165 | 4.16 |
| 06-30-2007 | 4.943 | 4.121 |
| 03-31-2007 | 5.061 | 4.121 |
| 12-31-2006 | 5.12 | 4.334 |
| 09-30-2006 | 5.081 | 4.341 |
| 06-30-2006 | 5.012 | 4.342 |
| 03-31-2006 | 5.026 | 4.304 |
| 12-31-2005 | 4.354 | 4.306 |
| 09-30-2005 | 4.189 | 4.266 |
| 06-30-2005 | 4.054 | 4.24 |
| 03-31-2005 | 3.812 | 4.181 |
| 12-31-2004 | 3.472 | 4.241 |
| 09-30-2004 | 3.462 | 4.245 |
| 06-30-2004 | 3.504 | 4.218 |
| 03-31-2004 | 3.498 | 4.232 |
| 12-31-2003 | 3.564 | 4.195 |
| 09-30-2003 | 3.618 | 4.196 |
| 06-30-2003 | 3.711 | 4.18 |
| 03-31-2003 | 3.724 | 4.185 |
| 12-31-2002 | 3.639 | 4.381 |