Efficiency Ratio Over Time
Efficiency Ratio The Bank Of Northern Michigan All Insured Commercial Banks in Michigan
09-30-2015 66.996 72.796
06-30-2015 69.538 73.108
03-31-2015 64.281 74.364
12-31-2014 64.47 75.309
09-30-2014 69.599 75.334
06-30-2014 69.909 75.605
03-31-2014 68.946 76.846
12-31-2013 64.527 74.841
09-30-2013 62.508 73.806
06-30-2013 65.319 73.811
03-31-2013 65.427 73.988
12-31-2012 62.946 71.723
09-30-2012 63.08 71.614
06-30-2012 64.355 71.839
03-31-2012 63.298 72.697
12-31-2011 61.577 73.486
09-30-2011 60.755 73.637
06-30-2011 61.693 74.221
03-31-2011 61.234 75.166
12-31-2010 64.301 74.379
09-30-2010 65.012 74.86
06-30-2010 64.585 75.739
03-31-2010 66.457 76.883
12-31-2009 69.127 82.058
09-30-2009 73.625 81.121
06-30-2009 75.241 82.109
03-31-2009 76.662 80.184
12-31-2008 71.648 80.181
09-30-2008 72.793 75.465
06-30-2008 73.583 75.619
03-31-2008 84.694 76.097
12-31-2007 75.227 72.221
09-30-2007 75.071 70.635
06-30-2007 76.088 69.92
03-31-2007 81.531 70.315
12-31-2006 72.79 66.877
09-30-2006 72.22 65.716
06-30-2006 73.402 66.171
03-31-2006 72.128 66.982
12-31-2005 61.944 64.078
09-30-2005 61.845 64.016
06-30-2005 63.163 63.808
03-31-2005 58.967 64.541
12-31-2004 62.548 64.329
09-30-2004 64.412 64.747
06-30-2004 66.84 65.538
03-31-2004 69.891 66.274
12-31-2003 61.251 63.66
09-30-2003 60.086 62.955
06-30-2003 60.129 63.034
03-31-2003 62.509 63.233
12-31-2002 62.775 62.526