Efficiency Ratio Over Time
Efficiency Ratio The Bank/First Citizens Bank All Insured Commercial Banks in Tennessee
09-30-2006 42.64 67.968
06-30-2006 42.022 68.089
03-31-2006 43.405 68.881
12-31-2005 46.485 68.603
09-30-2005 48.227 67.371
06-30-2005 49.659 67.28
03-31-2005 51.404 67.669
12-31-2004 50.485 67.909
09-30-2004 52.965 67.78
06-30-2004 54.382 67.917
03-31-2004 56.155 67.404
12-31-2003 52.83 67.065
09-30-2003 54.327 66.477
06-30-2003 54.921 67.007
03-31-2003 55.631 67.319
12-31-2002 51.708 65.163