Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio The Bank/First Citizens Bank All Insured Commercial Banks in Tennessee
09-30-2006 10.22 15.466
06-30-2006 11.83 15.341
03-31-2006 11.06 15.233
12-31-2005 10.7 15.186
09-30-2005 10.7 14.994
06-30-2005 10.44 15.247
03-31-2005 10.02 15.29
12-31-2004 10.13 15.329
09-30-2004 9.59 15.434
06-30-2004 10.2 15.411
03-31-2004 9.84 15.194
12-31-2003 9.76 15.168
09-30-2003 10.14 15.122
06-30-2003 10.24 15.092
03-31-2003 10.53 15.005
12-31-2002 10.42 15.182