The Apple Valley Bank & Trust Company
Cheshire, CT — Domestic Branch of a Domestic Bank
Acquired Jun 2009
Efficiency Ratio Over Time
| Efficiency Ratio | The Apple Valley Bank & Trust Company | All Insured Commercial Banks in Connecticut |
| 03-31-2009 | 170.902 | 123.389 |
| 12-31-2008 | 118.496 | 155.323 |
| 09-30-2008 | 118.461 | 168.535 |
| 06-30-2008 | 123.768 | 106.35 |
| 03-31-2008 | 130.913 | 106.975 |
| 12-31-2007 | 129.271 | 95.768 |
| 09-30-2007 | 127.243 | 99.576 |
| 06-30-2007 | 122.888 | 103.578 |
| 03-31-2007 | 125.451 | 103.894 |
| 12-31-2006 | 96.347 | 109.7 |
| 09-30-2006 | 90.128 | 82.308 |
| 06-30-2006 | 89.005 | 82.822 |
| 03-31-2006 | 91.343 | 75.896 |
| 12-31-2005 | 92.401 | 74.953 |
| 09-30-2005 | 95.976 | 72.755 |
| 06-30-2005 | 98.543 | 76.073 |
| 03-31-2005 | 103.766 | 72.942 |
| 12-31-2004 | 110.131 | 73.091 |
| 09-30-2004 | 111.89 | 72.76 |
| 06-30-2004 | 113.757 | 76.101 |
| 03-31-2004 | 115.49 | 78.583 |
| 12-31-2003 | 118.65 | 79.788 |
| 09-30-2003 | 120.908 | 80.416 |
| 06-30-2003 | 116.8 | 81.98 |
| 03-31-2003 | 117.867 | 82.119 |
| 12-31-2002 | 150.924 | 99.626 |