Efficiency Ratio Over Time
Efficiency Ratio Texasbank All Insured Commercial Banks in Texas
12-31-2005 58.692 67.153
09-30-2005 59.357 66.756
06-30-2005 60.494 67.031
03-31-2005 61.23 67.486
12-31-2004 64.768 69.184
09-30-2004 66.603 68.305
06-30-2004 68.632 68.807
03-31-2004 71.617 69.055
12-31-2003 68.505 69.41
09-30-2003 70.864 68.526
06-30-2003 71.786 68.452
03-31-2003 69.768 68.632
12-31-2002 67.097 67.534