Efficiency Ratio Over Time
Efficiency Ratio Texas State Bank All Insured Commercial Banks in Texas
12-31-2007 55.449 68.047
09-30-2007 55.917 66.762
06-30-2007 55.176 66.933
03-31-2007 53.93 66.629
12-31-2006 48.797 66.288
09-30-2006 50.216 64.993
06-30-2006 49.548 65.249
03-31-2006 48.751 65.978
12-31-2005 48.11 67.153
09-30-2005 48.267 66.756
06-30-2005 47.742 67.031
03-31-2005 47.869 67.486
12-31-2004 50.535 69.184
09-30-2004 50.771 68.305
06-30-2004 50.259 68.807
03-31-2004 46.643 69.055
12-31-2003 47.745 69.41
09-30-2003 48.137 68.526
06-30-2003 48.203 68.452
03-31-2003 45.09 68.632
12-31-2002 45.18 67.534