Efficiency Ratio Over Time
Efficiency Ratio Texas Heritage National Bank All Insured Commercial Banks in Texas
12-31-2016 66.728 66.762
09-30-2016 67.281 66.187
06-30-2016 66.561 66.286
03-31-2016 66.34 66.484
12-31-2015 66.609 67.473
09-30-2015 68.196 67.019
06-30-2015 68.504 67.62
03-31-2015 68.211 68.379
12-31-2014 56.137 67.933
09-30-2014 54.005 67.76
06-30-2014 48.903 68.348
03-31-2014 69.457 69.161
12-31-2013 67.67 70.01
09-30-2013 66.851 69.448
06-30-2013 70.351 70.111
03-31-2013 74.456 71.168
12-31-2012 82.279 70.289
09-30-2012 84.882 69.365
06-30-2012 90.879 69.7
03-31-2012 76.951 69.836
12-31-2011 72.617 71.203
09-30-2011 73.542 70.717
06-30-2011 69.775 71.672
03-31-2011 74.362 72.166
12-31-2010 75.992 72.798
09-30-2010 80.449 71.344
06-30-2010 90.637 71.672
03-31-2010 80.36 72.124
12-31-2009 90.663 72.899
09-30-2009 89.28 71.928
06-30-2009 93.683 72.628
03-31-2009 112.776 71.399
12-31-2008 97.373 70.933
09-30-2008 84.873 69.839
06-30-2008 83.786 70.152
03-31-2008 81.953 69.753
12-31-2007 74.094 68.047
09-30-2007 73.712 66.762
06-30-2007 71.952 66.933
03-31-2007 73.791 66.629
12-31-2006 72.185 66.288
09-30-2006 72.657 64.993
06-30-2006 74.361 65.249
03-31-2006 74.623 65.978
12-31-2005 74.761 67.153
09-30-2005 76.817 66.756
06-30-2005 77.158 67.031
03-31-2005 77.153 67.486
12-31-2004 73.059 69.184
09-30-2004 74.925 68.305
06-30-2004 76.421 68.807
03-31-2004 77.654 69.055
12-31-2003 76.805 69.41
09-30-2003 79.14 68.526
06-30-2003 79.77 68.452
03-31-2003 77.711 68.632
12-31-2002 84.57 67.534