Efficiency Ratio Over Time
Efficiency Ratio Summit Bank, National Association All Insured Commercial Banks in Texas
09-30-2006 55.669 64.993
06-30-2006 54.987 65.249
03-31-2006 56.321 65.978
12-31-2005 56.174 67.153
09-30-2005 56.055 66.756
06-30-2005 56.716 67.031
03-31-2005 56.698 67.486
12-31-2004 56.753 69.184
09-30-2004 56.763 68.305
06-30-2004 56.488 68.807
03-31-2004 55.33 69.055
12-31-2003 57.322 69.41
09-30-2003 56.559 68.526
06-30-2003 54.991 68.452
03-31-2003 53.71 68.632
12-31-2002 51.31 67.534