Efficiency Ratio Over Time
Efficiency Ratio St. Martin National Bank All Insured Commercial Banks in Minnesota
12-31-2016 65.147 68.21
09-30-2016 58.486 67.82
06-30-2016 59.48 68.266
03-31-2016 65.801 68.539
12-31-2015 66.073 69.087
09-30-2015 62.091 68.091
06-30-2015 61.184 68.731
03-31-2015 59.631 69.546
12-31-2014 68.34 70.192
09-30-2014 63.106 69.414
06-30-2014 65.592 70.483
03-31-2014 70.113 71.207
12-31-2013 71.703 71.481
09-30-2013 68.875 70.407
06-30-2013 70.449 71.234
03-31-2013 74.146 71.404
12-31-2012 68.474 72.052
09-30-2012 64.382 70.937
06-30-2012 64.933 71.427
03-31-2012 67.843 71.189
12-31-2011 66.854 73.09
09-30-2011 63.696 71.985
06-30-2011 66.985 73.14
03-31-2011 71.683 73.338
12-31-2010 68.592 74.588
09-30-2010 65.526 72.773
06-30-2010 67.074 73.112
03-31-2010 68.375 73.078
12-31-2009 62.474 74.829
09-30-2009 56.018 73.299
06-30-2009 57.836 73.728
03-31-2009 57.073 72.218
12-31-2008 62.723 70.751
09-30-2008 58.15 69.076
06-30-2008 59.301 68.994
03-31-2008 59.176 69.012
12-31-2007 62.3 67.104
09-30-2007 58.427 65.982
06-30-2007 58.247 66.544
03-31-2007 62.157 66.538
12-31-2006 64.585 64.583
09-30-2006 58.795 63.158
06-30-2006 57.704 63.582
03-31-2006 58.097 64.084
12-31-2005 62.106 63.714
09-30-2005 56.919 62.201
06-30-2005 57.361 62.651
03-31-2005 55.725 62.926
12-31-2004 63.079 63.335
09-30-2004 58.003 61.98
06-30-2004 55.739 62.61
03-31-2004 52.638 63.48
12-31-2003 65.787 63.289
09-30-2003 61.198 61.468
06-30-2003 62.567 61.298
03-31-2003 63.061 62.209
12-31-2002 65.806 61.807