St. Joseph Capital Bank
Mishawaka, IN — Domestic Branch of a Domestic Bank
Acquired Feb 2007
Net Interest Margin Over Time
| Net Interest Margin | St. Joseph Capital Bank | All Insured Commercial Banks in Indiana |
| 12-31-2006 | 2.225 | 3.939 |
| 09-30-2006 | 2.267 | 3.963 |
| 06-30-2006 | 2.319 | 3.96 |
| 03-31-2006 | 2.421 | 3.931 |
| 12-31-2005 | 2.816 | 3.957 |
| 09-30-2005 | 2.854 | 3.984 |
| 06-30-2005 | 2.861 | 3.958 |
| 03-31-2005 | 2.863 | 3.903 |
| 12-31-2004 | 3.163 | 3.966 |
| 09-30-2004 | 3.167 | 3.97 |
| 06-30-2004 | 3.14 | 3.933 |
| 03-31-2004 | 3.023 | 3.923 |
| 12-31-2003 | 3.366 | 4.016 |
| 09-30-2003 | 3.359 | 4.016 |
| 06-30-2003 | 3.317 | 4.034 |
| 03-31-2003 | 3.32 | 4.061 |
| 12-31-2002 | 3.394 | 4.221 |