Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio St. Joseph Capital Bank All Insured Commercial Banks in Indiana
12-31-2006 11.11 14.508
09-30-2006 10.57 14.906
06-30-2006 10.29 14.956
03-31-2006 10.19 15.052
12-31-2005 10.16 14.857
09-30-2005 10.14 14.944
06-30-2005 10.28 14.966
03-31-2005 10.69 15.061
12-31-2004 9.38 14.734
09-30-2004 9.63 14.55
06-30-2004 10.31 14.401
03-31-2004 10.92 14.72
12-31-2003 10.96 14.543
09-30-2003 11.68 14.629
06-30-2003 10.54 14.599
03-31-2003 10.4 14.865
12-31-2002 10.78 14.348