Leverage Ratio Over Time
Leverage Ratio St. Joseph Capital Bank All Insured Commercial Banks in Indiana
12-31-2006 8.28 10.136
09-30-2006 8.14 10.442
06-30-2006 8.04 10.334
03-31-2006 8.09 10.179
12-31-2005 8 10.04
09-30-2005 7.92 10.148
06-30-2005 8.04 10.017
03-31-2005 8.05 9.883
12-31-2004 7.83 9.696
09-30-2004 8.48 9.754
06-30-2004 8.65 9.629
03-31-2004 8.39 9.714
12-31-2003 9.4 9.622
09-30-2003 9.08 9.683
06-30-2003 8.07 9.649
03-31-2003 7.86 9.73
12-31-2002 8.18 9.469