St. Charles Bank & Trust Company
Saint Charles, IL — State Member Bank
Acquired Nov 2006
Net Interest Margin Over Time
| Net Interest Margin | St. Charles Bank & Trust Company | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 3.383 | 3.499 |
| 09-30-2016 | 3.216 | 3.502 |
| 06-30-2016 | 3.229 | 3.495 |
| 03-31-2016 | 3.214 | 3.487 |
| 12-31-2015 | 3.43 | 3.487 |
| 09-30-2015 | 3.506 | 3.478 |
| 06-30-2015 | 3.576 | 3.453 |
| 03-31-2015 | 3.632 | 3.418 |
| 12-31-2014 | 3.873 | 3.485 |
| 09-30-2014 | 3.903 | 3.46 |
| 06-30-2014 | 3.905 | 3.443 |
| 03-31-2014 | 3.931 | 3.416 |
| 12-31-2013 | 4.043 | 3.428 |
| 09-30-2013 | 4.05 | 3.4 |
| 06-30-2013 | 4.058 | 3.374 |
| 03-31-2013 | 4.066 | 3.361 |
| 12-31-2012 | 4.402 | 3.573 |
| 09-30-2012 | 4.467 | 3.585 |
| 06-30-2012 | 4.504 | 3.59 |
| 03-31-2012 | 4.599 | 3.604 |
| 12-31-2011 | 3.09 | 3.692 |
| 09-30-2011 | 3.338 | 3.686 |
| 06-30-2011 | 3.476 | 3.652 |
| 03-31-2011 | 3.476 | 3.614 |
| 12-31-2010 | 3.211 | 3.707 |
| 09-30-2010 | 3.08 | 3.712 |
| 06-30-2010 | 3.046 | 3.694 |
| 03-31-2010 | 3.015 | 3.664 |
| 12-31-2009 | 2.649 | 3.579 |
| 09-30-2009 | 2.767 | 3.56 |
| 06-30-2009 | 2.626 | 3.538 |
| 03-31-2009 | 2.625 | 3.54 |
| 12-31-2008 | 2.274 | 3.56 |
| 09-30-2008 | 2.364 | 3.558 |
| 06-30-2008 | 2.501 | 3.533 |
| 03-31-2008 | 2.672 | 3.519 |
| 12-31-2007 | 3.316 | 3.667 |
| 09-30-2007 | 3.614 | 3.677 |
| 06-30-2007 | 3.767 | 3.662 |
| 03-31-2007 | 3.995 | 3.626 |
| 12-31-2006 | 4.233 | 3.765 |
| 09-30-2006 | 4.438 | 3.793 |
| 06-30-2006 | 4.262 | 3.805 |
| 03-31-2006 | 4.496 | 3.781 |
| 12-31-2005 | 4.436 | 3.876 |
| 09-30-2005 | 4.329 | 3.884 |
| 06-30-2005 | 4.238 | 3.873 |
| 03-31-2005 | 4.22 | 3.831 |
| 12-31-2004 | 3.999 | 3.852 |
| 09-30-2004 | 3.962 | 3.831 |
| 06-30-2004 | 3.912 | 3.815 |
| 03-31-2004 | 3.887 | 3.814 |
| 12-31-2003 | 4.154 | 3.819 |
| 09-30-2003 | 4.19 | 3.828 |
| 06-30-2003 | 4.16 | 3.842 |
| 03-31-2003 | 4.13 | 3.863 |
| 12-31-2002 | 4.311 | 3.995 |