Spirit Of America National Bank
Milford, OH — National Bank
Acquired Oct 2009
Loan and Lease Allowance Over Time
| Loan and Lease Allowance | All Insured Commercial Banks in Ohio |
| 09-30-2009 | (11,442,350) |
| 06-30-2009 | (10,154,698) |
| 03-31-2009 | (9,473,504) |
| 12-31-2008 | (9,779,129) |
| 09-30-2008 | (7,345,556) |
| 06-30-2008 | (2,921,374) |
| 03-31-2008 | (2,897,453) |
| 12-31-2007 | (2,853,785) |
| 09-30-2007 | (2,811,682) |
| 06-30-2007 | (7,197,618) |
| 03-31-2007 | (7,105,541) |
| 12-31-2006 | (6,807,949) |
| 09-30-2006 | (6,751,146) |
| 06-30-2006 | (6,806,234) |
| 03-31-2006 | (6,897,179) |
| 12-31-2005 | (6,901,261) |
| 09-30-2005 | (9,234,818) |
| 06-30-2005 | (9,122,019) |
| 03-31-2005 | (9,779,081) |
| 12-31-2004 | (10,657,153) |
| 09-30-2004 | (9,416,915) |
| 06-30-2004 | (9,433,120) |
| 03-31-2004 | (9,566,395) |
| 12-31-2003 | (9,297,669) |
| 09-30-2003 | (12,071,854) |
| 06-30-2003 | (11,462,733) |
| 03-31-2003 | (11,201,134) |
| 12-31-2002 | (10,993,437) |