Spirit Of America National Bank
Milford, OH — National Bank
Acquired Oct 2009
Provision for Loan & Lease Losses Over Time
| Provision for Loan & Lease Losses | All Insured Commercial Banks in Ohio |
| 09-30-2009 | 218,173,299 |
| 06-30-2009 | 137,764,478 |
| 03-31-2009 | 73,188,922 |
| 12-31-2008 | 180,051,956 |
| 09-30-2008 | 152,480,423 |
| 06-30-2008 | 93,553,395 |
| 03-31-2008 | 48,760,048 |
| 12-31-2007 | 59,239,887 |
| 09-30-2007 | 32,977,488 |
| 06-30-2007 | 18,801,836 |
| 03-31-2007 | 8,638,402 |
| 12-31-2006 | 22,701,000 |
| 09-30-2006 | 14,281,719 |
| 06-30-2006 | 9,218,633 |
| 03-31-2006 | 6,203,478 |
| 12-31-2005 | 17,952,288 |
| 09-30-2005 | 11,437,559 |
| 06-30-2005 | 4,907,553 |
| 03-31-2005 | 2,849,969 |
| 12-31-2004 | 15,567,075 |
| 09-30-2004 | 8,928,115 |
| 06-30-2004 | 8,255,367 |
| 03-31-2004 | 4,610,906 |
| 12-31-2003 | 24,216,295 |
| 09-30-2003 | 18,032,273 |
| 06-30-2003 | 12,411,324 |
| 03-31-2003 | 6,269,796 |
| 12-31-2002 | 21,422,315 |