Leverage Ratio Over Time
Leverage Ratio Spencer Savings Bank All Insured Savings Banks in Massachusetts
12-31-2016 10.64 10.827
09-30-2016 10.54 10.817
06-30-2016 10.62 10.805
03-31-2016 11.02 10.821
12-31-2015 11.42 10.921
09-30-2015 11.72 10.876
06-30-2015 11.87 10.869
03-31-2015 11.8 10.915
12-31-2014 12 10.924
09-30-2014 12.25 10.861
06-30-2014 12.49 10.572
03-31-2014 12.82 10.617
12-31-2013 13.1 10.621
09-30-2013 13.37 10.577
06-30-2013 13.43 10.596
03-31-2013 13.48 10.594
12-31-2012 13.5 10.415
09-30-2012 13.48 10.372
06-30-2012 13.27 10.276
03-31-2012 13.23 10.244
12-31-2011 13.24 10.011
09-30-2011 12.96 9.902
06-30-2011 12.64 9.845
03-31-2011 12.44 9.934
12-31-2010 12.04 9.774
09-30-2010 11.96 9.672
06-30-2010 11.74 9.579
03-31-2010 11.74 9.603
12-31-2009 11.87 9.5
09-30-2009 12.61 9.511
06-30-2009 12.86 9.454
03-31-2009 13.16 9.517
12-31-2008 13.55 9.607
09-30-2008 14.01 9.732
06-30-2008 14.52 10.023
03-31-2008 14.82 10.105
12-31-2007 14.88 10.265
09-30-2007 15.07 10.285
06-30-2007 15.24 10.289
03-31-2007 15.34 10.282
12-31-2006 15.05 10.211
09-30-2006 14.84 10.18
06-30-2006 14.93 10.103
03-31-2006 15.08 10.047
12-31-2005 15.2 10.057
09-30-2005 15.12 10.024
06-30-2005 14.99 10.036
03-31-2005 15.02 10.026
12-31-2004 15.03 9.884
09-30-2004 14.9 9.858
06-30-2004 14.96 9.884
03-31-2004 14.95 9.959
12-31-2003 14.9 9.801
09-30-2003 14.77 9.681
06-30-2003 14.55 9.721
03-31-2003 14.35 9.699
12-31-2002 14.27 9.695