Efficiency Ratio Over Time
Efficiency Ratio Spectrum Bank All Insured Commercial Banks in California
06-30-2008 81.276 85.896
03-31-2008 75.119 85.386
12-31-2007 79.805 83.041
09-30-2007 75.778 79.26
06-30-2007 73.645 78.029
03-31-2007 71.155 76.688
12-31-2006 68.458 80.037
09-30-2006 66.374 76.157
06-30-2006 65.04 70.367
03-31-2006 64.742 69.95
12-31-2005 70.731 74.917
09-30-2005 71.021 71.155
06-30-2005 73.012 70.343
03-31-2005 72.22 68.656
12-31-2004 80.337 71.614
09-30-2004 80.253 71.664
06-30-2004 79.793 72.622
03-31-2004 81.893 74.921
12-31-2003 86.119 78.394
09-30-2003 88.595 69.685
06-30-2003 87.765 70.304
03-31-2003 88.41 69.597
12-31-2002 91.353 70.571