Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Spectrum Bank All Insured Commercial Banks in California
06-30-2008 11.53 16.221
03-31-2008 10.73 17.638
12-31-2007 12.07 18.551
09-30-2007 12.68 18.469
06-30-2007 12.81 18.802
03-31-2007 12.51 18.986
12-31-2006 12.25 19.115
09-30-2006 12.07 19.397
06-30-2006 11.98 17.22
03-31-2006 11.1 17.258
12-31-2005 10.93 17.882
09-30-2005 10.95 16.454
06-30-2005 11.07 15.701
03-31-2005 10.73 14.977
12-31-2004 10.85 14.478
09-30-2004 10.81 14.639
06-30-2004 11.5 14.582
03-31-2004 10.74 15.416
12-31-2003 10.46 15.254
09-30-2003 10.6 14.407
06-30-2003 10.57 14.01
03-31-2003 11.21 13.498
12-31-2002 11.32 13.579