Efficiency Ratio Over Time
Efficiency Ratio Southwestern Bank All Insured Commercial Banks in Oklahoma
09-30-2005 86.469 64.505
06-30-2005 85.843 64.878
03-31-2005 86.884 64.991
12-31-2004 87.951 66.712
09-30-2004 82.788 64.493
06-30-2004 82.01 64.72
03-31-2004 83.034 64.768
12-31-2003 76.025 67.239
09-30-2003 73.453 65.624
06-30-2003 74.01 65.298
03-31-2003 77.022 65.297
12-31-2002 85.231 65.389