Efficiency Ratio Over Time
Efficiency Ratio Southern National Bank All Insured Commercial Banks in Georgia
09-30-2006 52.695 61.317
06-30-2006 54.459 61.045
03-31-2006 57.369 60.367
12-31-2005 55.858 62.186
09-30-2005 59.514 61.255
06-30-2005 61.21 61.571
03-31-2005 64.713 62.33
12-31-2004 67.816 64.32
09-30-2004 71.346 64.404
06-30-2004 73.338 64.229
03-31-2004 75.239 64.639
12-31-2003 77.775 65.562
09-30-2003 80.703 64.676
06-30-2003 80.424 64.537
03-31-2003 85.202 65.157
12-31-2002 74.438 64.609