Net Interest Margin Over Time
Net Interest Margin Southern Michigan Bank & Trust All Insured Commercial Banks in Michigan
12-31-2016 3.806 3.821
09-30-2016 3.825 3.821
06-30-2016 3.858 3.8
03-31-2016 3.928 3.765
12-31-2015 3.927 3.819
09-30-2015 3.939 3.828
06-30-2015 3.945 3.809
03-31-2015 3.942 3.777
12-31-2014 3.915 3.836
09-30-2014 3.861 3.822
06-30-2014 3.804 3.806
03-31-2014 3.804 3.782
12-31-2013 3.864 3.864
09-30-2013 3.851 3.871
06-30-2013 3.793 3.862
03-31-2013 3.739 3.837
12-31-2012 3.898 4.014
09-30-2012 3.875 4.028
06-30-2012 3.814 4.029
03-31-2012 3.753 4.019
12-31-2011 3.736 4.046
09-30-2011 3.708 4.031
06-30-2011 3.667 4.005
03-31-2011 3.646 3.949
12-31-2010 4.001 3.964
09-30-2010 4.05 3.916
06-30-2010 4.084 3.894
03-31-2010 4.098 3.834
12-31-2009 4.238 3.772
09-30-2009 4.26 3.707
06-30-2009 4.28 3.655
03-31-2009 4.154 3.632
12-31-2008 4.695 3.73
09-30-2008 4.724 3.751
06-30-2008 4.705 3.744
03-31-2008 4.758 3.744
12-31-2007 5.016 4.005
09-30-2007 5.02 4.046
06-30-2007 5.048 4.037
03-31-2007 5.034 4.022
12-31-2006 5.23 4.206
09-30-2006 5.242 4.247
06-30-2006 5.227 4.248
03-31-2006 5.188 4.223
12-31-2005 4.869 4.306
09-30-2005 4.781 4.293
06-30-2005 4.692 4.252
03-31-2005 4.571 4.205
12-31-2004 4.573 4.18
09-30-2004 4.542 4.148
06-30-2004 4.508 4.111
03-31-2004 4.39 4.118
12-31-2003 4.393 4.236
09-30-2003 4.365 4.252
06-30-2003 4.375 4.256
03-31-2003 4.263 4.255
12-31-2002 4.6 4.46