Southern Independent Bank
Opp, AL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Southern Independent Bank | All Insured Commercial Banks in Alabama |
| 12-31-2016 | 3.364 | 3.872 |
| 09-30-2016 | 3.359 | 3.875 |
| 06-30-2016 | 3.336 | 3.868 |
| 03-31-2016 | 3.299 | 3.852 |
| 12-31-2015 | 3.156 | 3.863 |
| 09-30-2015 | 3.145 | 3.873 |
| 06-30-2015 | 3.181 | 3.848 |
| 03-31-2015 | 3.202 | 3.817 |
| 12-31-2014 | 3.295 | 3.919 |
| 09-30-2014 | 3.241 | 3.912 |
| 06-30-2014 | 3.272 | 3.91 |
| 03-31-2014 | 3.209 | 3.883 |
| 12-31-2013 | 3.256 | 3.919 |
| 09-30-2013 | 3.26 | 3.906 |
| 06-30-2013 | 3.235 | 3.873 |
| 03-31-2013 | 3.188 | 3.843 |
| 12-31-2012 | 3.35 | 3.995 |
| 09-30-2012 | 3.382 | 3.988 |
| 06-30-2012 | 3.444 | 3.984 |
| 03-31-2012 | 3.706 | 3.98 |
| 12-31-2011 | 3.531 | 4.034 |
| 09-30-2011 | 3.486 | 4.025 |
| 06-30-2011 | 3.436 | 3.999 |
| 03-31-2011 | 3.472 | 3.922 |
| 12-31-2010 | 3.471 | 3.908 |
| 09-30-2010 | 3.479 | 3.9 |
| 06-30-2010 | 3.516 | 3.897 |
| 03-31-2010 | 3.464 | 3.858 |
| 12-31-2009 | 3.283 | 3.722 |
| 09-30-2009 | 3.274 | 3.689 |
| 06-30-2009 | 3.106 | 3.628 |
| 03-31-2009 | 3.09 | 3.61 |
| 12-31-2008 | 2.895 | 3.764 |
| 09-30-2008 | 2.91 | 3.833 |
| 06-30-2008 | 2.819 | 3.838 |
| 03-31-2008 | 2.624 | 3.87 |
| 12-31-2007 | 3.365 | 4.13 |
| 09-30-2007 | 3.914 | 4.16 |
| 06-30-2007 | 3.817 | 4.121 |
| 03-31-2007 | 4.272 | 4.121 |
| 12-31-2006 | 41.45 | 4.334 |
| 09-30-2006 | 4.341 | |
| 06-30-2006 | 4.342 | |
| 03-31-2006 | 4.304 | |
| 12-31-2005 | 4.306 | |
| 09-30-2005 | 4.266 | |
| 06-30-2005 | 4.24 | |
| 03-31-2005 | 4.181 | |
| 12-31-2004 | 4.241 | |
| 09-30-2004 | 4.245 | |
| 06-30-2004 | 4.218 | |
| 03-31-2004 | 4.232 | |
| 12-31-2003 | 4.195 | |
| 09-30-2003 | 4.196 | |
| 06-30-2003 | 4.18 | |
| 03-31-2003 | 4.185 | |
| 12-31-2002 | 4.381 |