Southern Heritage Bank
Flowery Branch, GA — Domestic Branch of a Domestic Bank
Acquired Aug 2004
Loan-to-Deposit Over Time
| Loan-to-Deposit | Southern Heritage Bank | All Insured Commercial Banks in Georgia |
| 06-30-2004 | 96.812 | 84.79 |
| 03-31-2004 | 102.635 | 82.912 |
| 12-31-2003 | 97.738 | 82.606 |
| 09-30-2003 | 92.138 | 83.484 |
| 06-30-2003 | 86.766 | 81.867 |
| 03-31-2003 | 93.909 | 80.92 |
| 12-31-2002 | 96.131 | 82.407 |